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Can you afford it?

You really want to buy something, sign up for a class, go on a trip, and the numbers don’t support it.

It’s a drag to think you really want something and then tell yourself you can’t afford it.

So stop lying to yourself.

When you make up your mind that you want something, there’s almost always a way to get it. You could sell everything you own, you could work two additional jobs, you could cash out your 401k.

But you’re not.

There’s a reason you’re choosing not to afford it.

The only reason you ever want to buy something is because you think buying it will make you feel a certain way.

  • You think participating in a class will make you feel confident or connected.
  • You think a new pair of shoes will make you feel sexy.
  • You think going to Greece will make you feel relaxed and free.

And it might.  But you don’t have to buy those things to get those feelings.

The same is true when you choose not to afford something.

The only reason you ever choose not to buy something is because you think having something else will make you feel better.

  • You think paying off your bills will make you feel responsible.
  • You think having money in your savings account will make you feel secure.
  • You think not working a second job will make you feel free.

And it might.  But it’s possible to buy the item you want and still get those feelings.

The only way to really know if you can afford something is to know what you value and why.

What do you value most: the item or what you’ll get by not buying it?

If something is important to you, stop telling yourself you can’t have it.  Instead, brainstorm creative ways you could choose to afford it. Check in and see if you’re willing to do those things and understand why/why not?

Affordability isn’t just about dollars and cents.  It’s about value. And you always get to choose what you value.

Leave your comments and insights below. 

Email me your questions on money to christy.lambert@areyouthriving.com

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5 Responses to “Can you afford it?”

  1. Sophie November 14, 2011 5:07 pm #

    In Access Consciousness, we also ask, “what can I add to my life that would allow me to easily pay for this?”

    Ask and you shall receive 🙂

    • Christy November 14, 2011 6:11 pm #

      Yes Sophie – ask and you shall receive!

  2. Martha November 14, 2011 5:09 pm #

    GREAT post, Christy. I needed a kick in the butt on this and didn’t even know it. Thank you!

    • Christy November 14, 2011 6:10 pm #

      Martha, glad to hear it was a well placed kick in the butt 🙂

  3. Cris December 15, 2011 12:53 am #

    This post is AWESOME!!! Love it. You are right … 1) anything we buy is in pursuit of a feeling we’re trying to feel. Taking the time to figure out 3-5 ways you could also get the sense of that feeling without that purchase is a great tip. AND when you say you can’t afford something, seeing where you might be choosing not to afford it is also packed with potential insight.

    Ohhhh, this is gooood stuff. Love this!

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